How to Storm-Protect Your Home as a Renter in Central Texas

Living in Central Texas means enjoying warm weather, beautiful landscapes, and vibrant communities—but it also means preparing for unpredictable storms. From severe thunderstorms and hail to high winds and the occasional tornado watch, renters in cities like Killeen, Harker Heights, Copperas Cove, and Temple must take proactive steps to protect themselves and their belongings.

While homeowners are responsible for property repairs and structural protection, renters still play a major role in storm preparedness. Knowing what to do before, during, and after a severe storm can help safeguard your safety, prevent damage to your personal items, and reduce the risk of avoidable issues inside your rental home.

This guide walks you through practical steps every Central Texas renter should take to storm-proof their home—without overstepping landlord responsibilities.

1. Know What You're Responsible For as a Renter

Before a storm hits, it’s important to understand what falls under your responsibility and what the landlord handles.

Renters Are Typically Responsible For:

• Securing personal belongings inside and outside the property

• Keeping yards cleared of loose items (if included in your lease)

• Reporting any maintenance issues that could worsen during storms

• Protecting personal property from water intrusion

• Having renters insurance

Landlords Are Typically Responsible For:

• Structural repairs

• Roof, siding, and window integrity

• HVAC system function

• Major water leaks or storm-related damage

• Ensuring the home meets basic safety standards

If you’re unsure, check your lease or reach out to your property manager—especially before storm season begins.

2. Secure Outdoor Areas (If You’re Responsible for Yard Care)

Many Central Texas renters, especially those in single-family homes, are responsible for basic yard care. Before a storm:

• Bring in patio furniture, umbrellas, and potted plants

• Secure trash bins and recycling containers

• Remove toys or loose décor

• Fold or remove outdoor fabric items

• Ensure the yard is free of debris that could become hazardous in high winds

These simple steps can prevent damage to both your home and your neighbor’s property.

3. Protect Your Windows and Doors

Renters cannot install permanent fixtures, but you can take temporary precautions that help reduce storm impact:

• Close blinds and curtains to stop shattered glass from spreading

• Move furniture away from windows

• Use towels to block potential leaks from heavy rain

• Check that windows fully close and latch

If you notice a window that doesn’t seal properly, notify your landlord or property manager immediately.

4. Prevent Water Damage Inside the Home

Central Texas storms often bring heavy rain and flash flooding. While landlords handle structural issues, renters can take steps to protect their belongings.

• Elevate electronics off the floor, especially in lower-level rooms

• Place towels at entryways prone to minor leaks

• Keep personal items away from windows or exterior doors

• Make sure gutters and drainage are clear (if yard maintenance is your responsibility)

If you see any signs of water intrusion, report it right away so maintenance can address it quickly.

5. Create a Renter-Friendly Storm Emergency Kit

Every renter should have a storm kit ready—especially in areas near Fort Cavazos (formerly Fort Hood), where weather can shift quickly.

Include:

• Flashlight & extra batteries

• First-aid kit

• Bottled water

• Non-perishable food

• Portable phone charger

• Weather radio

• Important documents stored in a waterproof folder

• Pet supplies if you have animals

This ensures you’re prepared even if power goes out.

6. Review and Update Your Renters Insurance

Renters insurance is one of the most important protections you can have. While landlords insure the building, they do not cover your personal belongings.

Choose a policy that covers:

• Wind damage

• Hail damage

• Water damage (not floodwater—flood insurance is separate)

• Temporary relocation if the home becomes unlivable

Many policies are very affordable and offer peace of mind during intense Central Texas storms.

7. Communicate With Your Property Manager Before and After Storms

Good communication keeps small problems from becoming costly emergencies.

Before a storm:

• Report loose shingles, damaged siding, leaking windows, or drainage problems

• Ask about emergency procedures

• Confirm who to contact after hours

After a storm:

• Report any damage as soon as possible

• Document issues with photos or videos

• Avoid attempting major repairs yourself

Property managers rely on accurate reports from renters to keep homes safe.

8. Stay Weather-Aware During Storm Season

Central Texas renters should always stay up to date on local weather alerts. Sign up for:

• NOAA weather alerts

• Local city emergency warnings

• Wireless Emergency Alerts on your smartphone

Storms can form quickly, and being informed makes all the difference.

Final Thoughts: Protecting Your Rental Home in Central Texas

As a renter, you may not own the property—but you can still take crucial steps to protect yourself, your belongings, and the home you live in. With the right preparation, a storm-ready mindset, and good communication with your property manager, you can feel confident and secure no matter what Texas weather throws your way.

If you have questions about storm preparation or rental maintenance responsibilities, your property management team is always your best resource.